How 0% Interest EMI Works at TMC
1. Eligible Products
Available across all major 5G smartphones (Samsung, Vivo, OPPO, Realme), Smart 4K TVs, home audio soundbars, and major appliances on eligible purchase invoice values.
2. Required Documents
Bring your Aadhaar card, PAN card, and an active bank account (debit card or net banking login for automated e-mandate registration). Existing Bajaj EMI Card holders need only their card number and registered mobile phone.
3. Zero Hidden Surprises & Transparent Terms
While loan interest is 100% zero (subsidized by the manufacturer), a nominal one-time file charge / loan processing fee & scheme DBD is levied by Bajaj Finance Ltd. as per customer card category and prevailing scheme rules. All terms and any down-payment structure (e.g. 6/0, 8/0, or 10/2 schemes) are explained transparently at the counter before you sign. Terms & Conditions apply.
100% Brand-New Factory Sealed Units
We sell strictly brand-new electronics directly sourced from authorized brand distributors. No opened, refurbished, or second-hand devices.
Every phone, laptop, and appliance comes with authentic manufacturer security seals intact.
We unbox the brand-new device in front of you at the counter, allowing hands-on hardware inspection.
Full printed GST bill with serial/IMEI registration ensures hassle-free brand warranty across India.
Complimentary on-the-spot transfer of your WhatsApp chats, contacts, and photos to your new phone.
Bank Card Instant Cashbacks
During seasonal product launches and festival periods, manufacturers partner with major banks to offer instant cashback rebates directly on debit or credit card transactions:
- • Instant swipe discounts on leading bank credit cards (HDFC, SBI, ICICI, Axis).
- • No-cost EMI conversions through credit card portals.
- • Cashbacks reflect directly on your bank statement as per manufacturer guidelines.
*Bank schemes change on the 1st and 15th of each month depending on brand tie-ups.
Festival Bundle Promotions
During key festivals (Diwali, Dhanteras, Navratri, Holi, Independence Day), manufacturers frequently include bundled accessories or extended warranty coverage:
- • Free or subsidized protective cases and chargers on select phone models.
- • 1-Year additional comprehensive screen replacement guarantees during festival periods.
- • Bundle savings when pairing smart TVs with soundbars or wall-mount kits.
*Bundled offers are subject to official manufacturer availability and terms.
Want to Know Today's Exact Price & Offer on a Model?
Because manufacturer promotions update frequently, we update daily pricing directly via WhatsApp. Message us the exact model you are considering, and our team will reply with today's best price, current cashback schemes, and 0% EMI calculations.